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Beat the annual 10%
Beat the annual 10% funeral price rises and set your funeral costs in stone now by purchasing a prepaid funeral plan. With no medical required, no age restrictions and fixed monthly payments, a prepaid funeral plan offers peace of mind cover for you and your loved ones. Save yourself thousands of pounds on the cost of your funeral and compare funeral plans today.
Frequently Asked Questions
What is a pre-paid funeral plan?Answer
A funeral plan is a means by which people can protect their loved ones against rising funeral costs and help eliminate any uncertainty or indecision regarding what a person’s preferred arrangements should include.
Why should I take out a funeral plan?Answer
Over the last 2 decades, funeral costs have risen far in excess of the annual rate of inflation. Taking out and paying for a Funeral Plan means that regardless of however long you live, or however much the funeral directors fees and services cost when you pass away, your loved ones won’t be required to pay anything towards them.
How does a Funeral Plan work?Answer
Funeral plans from all providers work on the same basis , in that the money a customer pays for their plan is invested in a ring-fenced trust fund. Through the investment of the trust fund, the monies grow in value over the course of the plan holder’s lifetime. Then, when the plan-holder passes away, monies (+RPI uplift) are released from the trust fund and paid to a local, reputable, potentially nominated, funeral director who then carries out the funeral in accordance with the instructions contained in the plan.
What happens when I die?Answer
When the time comes, your family will need to inform the funeral plan provider of the death and provide a death certificate. The funeral director will take care of all the other arrangements based on your wishes when you set up your plan originally.Customers can nominate any independent firm of funeral directors, within a 20 mile radius. However, if, when the Plan Holder passes away, their nominated, preferred, firm is, for any reason, unavailable or unwilling to undertake the service at that time, then it will instead be conducted by an alternative, local, reputable, firm.
Can I choose whether I have a cremation or burial?Answer
You can choose to have either cremation or burial. Please be aware that the cost of the burial plot is not covered by any of the funeral plan providers. You or your loved ones will need to arrange separately the cost for your burial plot with your local authority and headstone with a stone mason of your choice.
Can I purchase a funeral plan on someone else's behalf?Answer
You may take out a funeral plan for anyone providing they don’t already have an existing funeral plan and have their consent.